The Lafayette Parish School Board will consider at a special meeting Oct. 1 a recommendation that could increase deductibles for employees and retirees.

The employee insurance committee met Wednesday and recommended that the board consider two insurance plan options. One option — the committee’s first choice — maintains the current premium rates and deductibles for employees and retirees: $149 a month for individual coverage, with a deductible of $950 and $608 a month for family coverage, with a deductible of $2,850.

The committee’s second choice would increase deductibles to $1,500 for individuals and $4,500 for family coverage. But it lowers monthly premiums for active employees and retirees not on Medicare to $110, with the family coverage premium set at $500.

However, the second option would increase monthly premiums for retired employees on Medicare by $20. They now pay $87, and their premiums would be increased to $107.

School Superintendent Donald Aguillard said school system administrators are looking at possible ways to reduce the $20 cost and will present that plan at the committee’s next meeting on Wednesday. One potential solution, he said, is to reduce the contribution that goes toward covering the future cost of retirees’ health care.

“We want to see if that will reduce the expense and help retirees now rather than later,” he said.

The committee made its recommendations Wednesday following lengthy discussion on practices and current rates in other school districts. A total of seven options were considered by the committee with increasing deductibles by varying amounts — including as high as $3,500 for an individual and $7,000 for a family, which was not favored by the committee.

The committee will meet again at 5:30 p.m. Wednesday, and the board will meet in a special meeting at 5:30 p.m. Thursday to make a decision on the committee’s recommendations.

Follow Marsha Sills on Twitter, @Marsha_Sills.