Lafayette-based Home Bancorp Inc. saw its third-quarter earnings rise to $2.9 million, or 41 cents per share, compared to $2.5 million, or 37 cents per share, a year ago.

Loans totaled $907.4 million as of Sept. 30, up 33 percent from Sept. 30, 2013. The increase in loans was primarily the result of Home’s acquisition of Britton & Koontz Capital Corp. Britton & Koontz added $298.7 million in assets, including $162.2 million in loans.

Home Bancorp’s loan portfolio saw a $4.2 million drop in commercial real estate lending, a $1.2 million decrease in commercial and industrial loans and a $925,000 dip in home-equity loans. However, those drops were largely offset by increases in mortgages, up $3.9 million; consumer loans, up $1.3 million; and land loans, which rose $695,000.

Home Bancorp’s results were also affected by writing off $1.2 million in loans during the quarter. During the same period a year ago, Home wrote off $84,000 in loans.

Home Bancorp is the parent company for Home Bank, a federally chartered savings and loan.

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