A plan unveiled in November by Fire Chief Danny Kimble to place a firetruck at the city-owned property behind the East Baton Rouge Parish Sheriff’s Office Substation on Brian Road at La. 964 to reduce some area homeowners’ insurance premiums should be recognized by insurance companies beginning Feb. 8.
Homeowners living in part of Lake Joilet Vue subdivision, on Adams Lane and the East Baton Rouge side of Highland Meadows neighborhood off La. 968 are serviced by Fire District 1 but more than 7 miles from the nearest fire station, Kimble said.
As a result, those homeowners’ fire rating is a class 10.
The Property Insurance Association of Louisiana grades municipal areas in terms of fire protection capabilities for the purpose of fair insurance ratings of graded areas, and PIAL ratings directly affect insurance premiums for residents.
“The better the rating, the less you pay,” Kimble said. “A class 1 is the best rating, while a class 10 is the worst.”
Though the firetruck is unmanned, having it at Brian Road will help reduce the fire rating from a 10 to a class 4, Kimble said.
Residents who live in the same areas but are within the 7-mile fire clause, presently have a 4 rating, as well.