Report: LSU running back Leonard Fournette insured for millions, but not a topic he likes to discuss _lowres

Advocate staff photo by TRAVIS SPRADLING -- LSU Heisman Trophy hopeful Leonard Fournette (7) wears a wistful expression, watching the final seconds tick off the clock Nov. 14, 2015, in LSU's 31-14 loss to Arkansas. A third consecutive loss was coming in the Tigers' next game against Ole Miss, before they finished the regular season with a win over Texas A&M. ORG XMIT: BAT1511142208200908

Leonard Fournette may one day make millions of dollars as a star NFL running back.

(HILARY SCHEINUK)

(HILARY SCHEINUK)

But what if he doesn’t make it or gets hurt? He’s insured for $10 million, CBSSports.com reported Thursday in a wide-ranging story about athlete insurance policies.

Fournette and his family purchased two $10 million insurance policies through Baton-Rouge based personal injury attorney Bryan Fisher. The policies cover him for $10 million in total disability in the event of a career-ending injury and $10 million for circumstances that would lead to him falling from his projected NFL draft spot, the site reported.

Premiums for these policies run about $8,000 for every $1 million of coverage, according to the story. The policies kicked in before LSU’s spring practice this year.

Fournette, a rising junior expected to be a first round NFL draft pick next year, has declined to discuss his insurance policies with local reporters, and coach Les Miles has only said that his star running back is covered in some way.

Fournette cracked a host of school records last season, rushing for 1,953 yards and 22 touchdowns. He enters the 2016 season as one of the top favorites to win the Heisman Trophy and at least one draft analyst said during last season that Fournette would have been the No. 1 pick in the 2016 draft if he were eligible.

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