New Orleans-based First NBC Bank Holding Co. reported its fourth-quarter profit rose to $15.7 million, or 82 cents per share, compared to $15.3 million, or 80 cents per share, a year ago.

However, costs related to the acquisition of State Investors Bancorp Inc. lowered the fourth-quarter results by 687,000, or 4 cents per share.

For the year, First NBC’s net income jumped to $66.6 million, or $3.44 per share, compared to $54.1 million, or $2.84 per share.

First NBC had $3.5 billion in loans as of Dec. 31, a 26.4 percent increase over the year. The total was boosted by construction, commercial real estate and commercial loans. The construction loan portfolio jumped 59.4 percent for the year, thanks to loans related to hotels, residential real estate development, federal tax credit-related projects and $64.7 million of construction loans acquired from State Investors

Loans past due by more than 90 days and repossessed property, or nonperforming assets, jumped by $17.1 million to $45.7 million for the year.