New Orleans-based Hibernia Bancorp Inc., the holding company of Hibernia Bank, reported second-quarter net income of $49,000, or 6 cents per share, compared to $12,000, or 1 cent per share, a year ago.

The company attributed the higher income primarily to higher commercial loan volume. It said additional interest income from loans was partially offset by larger additions to its reserve for loan losses made due to the bank’s increasing volume of outstanding loans. Its asset quality remained strong, with non-performing assets unchanged at 0.3 percent of total assets.