Why it costs more to own a car in Louisiana than in most of the country _lowres

Advocate staff photo by CHARLES CHAMPAGNE — Classic cars are currated and shown off Sunday, March 13, 2016, in the parking lot near the 10th Annual 2016 Louisiana State and Regional Chili Cookoff: Chili for Children. All proceeds benefit Our Lady of the Lake Children’s Hospital.

Louisiana is the 14th most expensive state in which to own a car, according to rankings released by personal finance website GoBankingRates.com.

The rankings are based on car sales tax, title fees, registration fees, average annual car insurance premiums, annual gas expenses, and average maintenance and repair costs.

Over a three-year period, those costs totaled $11,822.62 in Louisiana. High car insurance premiums, $517 more a year than the national average, were a big reason for Louisiana’s higher costs.

In Michigan, the most expensive state, the three-year total was $15,314.53. In New Hampshire, the least expensive state, the total was $8,098.

The average for the 50 states and the District of Columbia was $11,227.