(NAPSI)—According to the Federal Reserve Board, four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money. If you’re ever among them, or the 78 percent of American workers who live paycheck t…

(BPT) - Financial advisors are supposed to help you achieve your financial goals by providing expert guidance and strategic recommendations. Most truly want to see their clients succeed and work hard in your interest. But what about when they put their interests ahead of your own? Unfortunat…

(BPT) - How do you identify future leaders? Is it GPA? Test scores? Another metric? There are all kinds of formulas to predict who among the nation’s youth will become our country's leaders. But trying to decipher them can leave you lost in a sea of analytics.

(StatePoint) Many businesses -- and almost all employees -- would like it if there was a way for companies to help members of their workforce save for financial goals or pay off student loans. While most employers would like to offer such benefits, many have limited budget flexibility. But n…

(StatePoint) Student loan debt is a fact of life for many college graduates and their parents, with borrowers owing approximately $1.6 trillion in federal and private student loans in 2019. While some graduates easily repay their loans, others struggle to manage their debt.

(StatePoint) There’s a lot of learning that takes place during and after college, including many lessons outside of the classroom. When it comes to personal finance, however, young people don’t need to learn their lessons the hard way.

Transamerica Center for Health Studies

(NAPSI)—As you may have discovered, looking for work is not a one-size-fits-all journey. That’s why the Ticket to Work (Ticket) program, Social Security’s national employment-related program, uses a customized approach to help people with disabilities find meaningful work that leads to finan…

(NAPSI)—When Laura set a goal of becoming a certified orthotist and prosthetist to help people who, like her, experienced limb loss, she was concerned that earning the income she would need to afford the necessary training and education would affect her Supplemental Security Income (SSI) fro…

(NAPSI)—The prospect of needing long term care may be far from your mind today, but be aware, circumstances can change. A long term care event can happen at any age, and the potential financial and emotional strain that comes with it can affect you and your loved ones.

(NAPSI)—Being a warrior can be stressful enough, but for 62 percent of active-duty service members, veterans and military families, there’s added stress due to their financial situation, according to a 2018 survey by Blue Star Families—but help may be available.

(NAPSI)—Good news for parents: You can help your kids learn to do well. Studies suggest a clear correlation between early education in money and future financial success.

(StatePoint) For U.S. workers, living expenses continue to generally outpace pay increases, according to the Bureau of Labor Statistics. In fact, a recent study by Randstad US and Apartment Guide found that 44 percent of employed Americans say their annual residential expenses (rent, mortgag…

(NAPSI)—With longer days and warmer nights, entertaining becomes almost inevitable during the summer months. Thanks to the abundance of fresh produce, like California avocados, your backyard barbeques, pool parties and beachside picnics will never have to sacrifice versatility or taste.

(StatePoint) We’ve all heard those time-tested ways to save money -- dine out less, sign up for rewards programs or switch off the lights when you leave the room. But in today’s digital world, there are some great ways to save that you may not have thought about.

(NAPSI)—For many families, few things are more important than schooling—and an increasing number are taking it into their own hands.

(BPT) - Environmental pressures like drought confront growers across the globe, and they can exacerbate the many other demands growers face. The challenges are intertwined, coming from every direction, including profitability requirements, food-supply-chain demands and nutrient shortages.

(NAPSI)—Most people know someone who has dreamed of leaving the rigidity of a 9 to 5 job to pursue the flexibility of entrepreneurship. The majority don’t pursue that avenue, and the reasons vary, including financial obligations, time constraints, or fear of the unknown.

(StatePoint) Only 39 percent of respondents in a FEMA survey say they have developed an emergency plan and discussed it with their households.

(NAPSI)—School vacations can be an excellent time for high school seniors and their parents to get a head start on the college application process—you can focus on finding the right college without balancing the responsibilities of schoolwork and extracurriculars. Fortunately, there is a new…

(StatePoint) From car loans to student loans, credit card balances and other revolving debt, U.S. consumer debt is higher today than ever before.

(BPT) - As cybercrime continues to skyrocket and every day brings news of yet another data breach, many people worry that fraudsters will hack into their bank or credit card accounts and drain their funds or go on a shopping spree. While criminals do directly attack online accounts, the grea…

(BPT) - If you’re in college or high school, chances are you’re working hard to get good grades and earn a little extra money. And while you’re cutting corners living on ramen and frozen pizza, would you want to risk losing any of your hard-earned money to a scam?

(NAPSI)—Most people have a vision of their golden years that includes a comfortable retirement in which they can spend their time doing the things they enjoy. That dream doesn’t require a substantial amount of wealth, but it is a lot more attainable if you have some financial stability.

Welcome to the premiere edition of BookTrib.com’s “BookBites,” bringing you great ideas for your next read.

(NAPSI)—This year, as you look back at the many years your mother cared for you, consider the possibility that she may require care herself someday. Long term care insurance can help ensure that your mother will get the care she needs, should there come a time when she requires help managing…

(BPT) - Consumer buying habits have changed dramatically over the years. With the rise of online shopping, many small and medium-sized businesses find it difficult to reach customers in the vast ocean of the internet. To succeed online, businesses need a partner to help them reach a national…

by Martin Lueken, Ph.D.

(NAPSI)—If you’re among America’s nearly 28 million business owners—or would like to be someday—here’s some business math it may prove profitable to know: Five will get you 20.

(StatePoint) Whether you’re applying for a new credit card, refinancing a loan or buying a house, lenders consider many factors when making their decision. One of those many factors is your credit score, which helps paint a picture of your credit usage and behaviors over time.

(StatePoint) Speaking with your kids about money is not the easiest thing to do, but it can help prevent many problems for them down the line.

(StatePoint) You may have thought that after graduating from school, you’d never have to think about math again. However, the truth is that math is a central part of everyday life – from baking cakes to drawing up a budget.

(StatePoint) The average American will hold 11.7 jobs between the ages of 18 and 48, according to The Bureau of Labor Statistics. If a job change is on your horizon, remember that a new salary and benefits package bring new financial considerations.